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Situated in Northern Europe, Latvia combines a calm European lifestyle with strong infrastructure and easy travel throughout the Schengen Area. Thanks to its comparatively low investment requirements and efficient application system, Latvia’s residency by investment program stands out as a smart option for investors who want an affordable path to EU residency for themselves and their families.
As a member state of both the EU and NATO, Latvia offers its residents and citizens a number of benefits including high levels of safety and security, excellent education opportunities, robust healthcare options, and a dependable rule of law. Latvia’s tranquil climate, desirable lifestyle, and cosmopolitan yet affordable capital city, coupled with the country’s digital innovations and growing business economy, have led many wealthy Americans and their families to make this beautiful country their second home.
Applicants can choose one option in any one of the following categories:
Investment in Latvian company share capital from about €50,000
Purchase property of minimum market value of €250,000
€280,000 deposited with a Latvian bank or credit institution, usually as a subordinated or fixed-term deposit for a minimum of 5 years.
ROI up to 8% per annum
€280,000 purchase of government bonds
Depending on the investment path, the fees paid may vary.
Latvian Company Share Capital Investment: €10,000 government fee
Real-Estate Investment: 5% government tax on property market value
Bank Deposit: €25,000 government fee
Government Bonds: €38,000 government fee
In addition to the above fees you may also be responsible for:
Application processing €280–€560
Document translation/legalization €500–€2,000
Criminal record certificate €20–€50
Health/TB medical certificate €50–€200
Professional legal services €20,000–€25,000
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Spouse of the main applicant
Children of the main applicant under 18 years of age
4-6 months - one of the fastest processing times in Europe
There is no minimum stay requirement to maintain the Latvia Golden Visa’s Temporary Residence Permit (TRP), though holders must visit Latvia at least once per year to renew the residency card. The TRP is granted for 5-year periods and can be renewed indefinitely, provided the qualifying investment remains active and all compliance conditions are met. The TRP will serve as a pathway to permanent residency provided you physically reside in Latvia for at least eight months over four years, pass a Latvian language exam at A2 level, and are not absent for more than 6 consecutive months or 12 months total during the preceding 5-year period.
To qualify for citizenship, a minimum of 10 years of residency is required, including physical presence (at least 183 days per year) in Latvia for those years to qualify. For the citizenship application the applicant must demonstrate Latvian language ability (A2 or higher). The applicant must also demonstrate cultural integration in Latvia by learning Latvian history, culture, civic duties and by knowing the Latvian national anthem.
Check out our guides for what Americans can expect regarding life in Latvia and a step-by-step breakdown of the process.

Extend your benefits to your spouse, dependent children, and dependent parents.
The Portuguese golden visa residency requirement is very flexible, making it an attractive investment migration option for Americans. You can maintain your residency with just an average of seven days per year in Portugal.
When some countries require investors to stay in the country at least six months per year, Portugal only requires seven days. This allows you to maintain your current lifestyle in the United States while fulfilling the golden visa requirements and working towards citizenship by essentially taking a week-long vacation to Portugal once a year!
After five years of legal “residency” under the golden visa program, applicants may apply for Portuguese citizenship or permanent residency.
To qualify for citizenship, in addition to fulfilling the five years of investment, applicants must also learn basic Portuguese to an A2 level. However, in lieu of a language test, applicants may also attend 150 hours of virtual Portuguese language lessons from a government-approved language school. Upon completion of the 150 hours, the applicant is considered to have satisfied the language requirement.

Your journey to greater freedom, security, and opportunity starts with a single conversation. Let’s explore the best residency and citizenship solutions for you and your family.